Most protests during the Capitol event were small and localised
With the exception of a larger crowd near the Capitol building itself
While most of the surrounding businesses were not at risk, there is exposure to the metro station and property risks within the Capitol
Through counterfactual analysis, the tool explores the impact of the protest doubling or trebling in numbers, spilling into surrounding neighbourhoods, affecting further properties, transit hubs, or commercial areas.
The insurer can quickly understand their overall risk exposure as protests grow and expand into a broader area.
In this example the insurer covers a metro station one block from the Capitol, which could become unusable and more vulnerable to damage during such an event.